Medical insurance

HonorHealth offers three comprehensive medical plan options, all administered by AmeriBen. To find your medical insurance identification information, visit MyAmeriBen.com or download the MyAmeriBen mobile app. You may also view coverage details, claim status and FSA balances on the site or app.

Claims payment and other plan questions should be directed to AmeriBen at 602-231-8855.

Depending on your medical plan, please visit one of the following three links to Find a Doctor:

• HonorHealth Employee Health Plan provider directory.
• Blue Cross Blue Shield of Arizona provider directory
  • BCBS/PHC Coverage Update
• Speak with a Care Navigator

For the transition/continuity of care form please click below:

• Transition/Continuity of Care

Below you will find the Summary of Benefits and Coverage for the 3 different medical plans HonorHealth offers for the 2025 plan year from January 1, 2025 through December 31, 2025:

• 2025 Benefits Guide NEW! (PDF)
• 2025 Coordinated Care Plan (PDF)
• 2025 Standard Care Plan (PDF)
• 2025 HSA Plan (PDF)
• 2025 Out-of-State Plan (PDF)

• 2024 Benefits Guide (PDF)
• 2024 Coordinated Care Plan (PDF)
• 2024 Standard Care Plan (PDF)
• 2024 HSA Plan (PDF)
• Surprise Medical Billing Notice (PDF)
• Barrow Brain and Spine Services (PDF)

In accordance with the Hospital Price Transparency Rule we are providing a machine-readable file for the employee health plan. Please click HERE to access this machine-readable file.

HonorHealth offers coverage for medical and prescription drug expenses and access to HonorHealth’s network of primary care and specialty providers and facilities. Coverage and fees vary by plan.

• • 2024 HonorHealth Comprehensive Plan Document 2024 Plan Document (PDF).

Review the Coordinated Care Plan Summary of Benefits and Coverage document (PDF)

2025 Coordinated Care Plan Summary of Benefits and Coverage document (PDF)

• Popular with individuals and families who use in-network healthcare providers.
• Affordable co-pays and low co-insurance costs.
• Wellness/preventive health visits covered at 100 percent when using an HonorHealth provider.
• Lower co-pays and co-insurance payments when using the HonorHealth network.
• Limited coverage in the Blue Cross Blue Shield of Arizona network (will be United Health Care Choice Plus in 2025).
• No referral needed to visit a specialist from either network.
• Annual out-of-pocket maximum protects you from exorbitant unforeseen medical costs.
• No coverage for elective out-of-network services.

Review the Standard Plan Summary of Benefits and Coverage document (PDF)

2025 Standard Plan Summary of Benefits and Coverage document (PDF)

• Flexibility to use both HonorHealth and Blue Cross Blue Shield of Arizona networks (will be United Health Care Choice Plus in 2025).
• Affordable co-pays and low co-insurance costs.
• Wellness/preventive health visits covered at 100 percent.
• Lower co-pays and co-insurance payments when using the HonorHealth network.
• No referral needed to visit a specialist from either network.
• Annual out-of-pocket maximum protects you from exorbitant unforeseen medical costs.
• No coverage for elective out-of-network services.

Review the Health Savings Account Plan (HDHP) Summary of Benefits and Coverage document (PDF)

2025 Health Savings Account Plan (HDHP) Summary of Benefits and Coverage document (PDF)

The HealthEquity Health Savings Account is a tax-free way to plan ahead and save for qualified healthcare expenses, including medical services, prescription medications, dental care, vision care and other medical goods and services for you and your eligible dependents.

• It’s popular with healthy individuals who have modest healthcare needs.
• Limited coverage in the Blue Cross Blue Shield of Arizona network (will be United Health Care Choice Plus in 2025).
• Wellness/preventive health visits are covered at 100 percent.
• Annual deductible ($3,200 for an individual; $6,400 for a family) must be satisfied before the plan will pay for most healthcare and prescription drug costs. *Annual deductible will change to $3,300 for an individual; $6,600 for a family in 2025.
• Annual out-of-pocket maximum protects you from exorbitant unforeseen medical costs.
• HonorHealth will match what you contribute to your Health Savings Account up to $500 for an individual; $1,000 for a family.
  • Please note that beginning on January 1, 2024, those making $150,000 or more annually are not eligible for the contribution match from HonorHealth.

Regardless of the medical plan you choose, you and your eligible dependents have out-of-state medical coverage. Out-of-state coverage is administered by PHCS Network. Find more information about the PHCS Network (PDF) or call 800-678-7427 to find an out-of-state provider.

***Starting in 2025 Out-of-state coverage will be administered by United Health Care Choice Plus Network. Find more information about the UHCCP Network (PDF) or call 866-868-6744 to find an out-of-state provider.

Each HonorHealth medical plan covers at 100 percent the following preventive healthcare services when using an in-network provider:

• Well woman, man or child exams.
• Immunizations.
• Routine physical exams.
• Pre- and post-natal exams.
• Birth control (vasectomy; tubal ligation; generic birth control pills and other prescription, FDA-approved contraceptives).