Medical insurance

Options for your health needs

HonorHealth offers three comprehensive medical plan options, all administered by AmeriBen. To find your medical insurance identification information, visit MyAmeriBen.com or download the MyAmeriBen mobile app. You may also view coverage details, claim status and FSA balances on the site or app.

Claims payment and other plan questions should be directed to AmeriBen at 602-231-8855.

Notice: Transition of Care

With Transition of Care/Continuity of Care, you may be able to continue to receive services for specified medical conditions with health care providers who are not in the Innovation Care Partners (ICP) network at the gap approved benefit level. Learn more using the documents below:

Medical plans and rate sheet

HonorHealth offers three medical plan options. Each provides coverage for medical and prescription drug expenses and access to HonorHealth’s network of primary care and specialty providers and facilities. Coverage and fees vary by plan.

Benefits summary and coverage by plan


Coordinated Care Plan

Review the Coordinated Care Plan Summary of Benefits and Coverage document (PDF)

  • Popular with individuals and families who use in-network healthcare providers.
  • Affordable co-pays and low co-insurance costs.
  • Wellness/preventive health visits covered at 100 percent when using an HonorHealth provider.
  • Lower co-pays and co-insurance payments when using the HonorHealth network.
  • Limited coverage in the Blue Cross Blue Shield of Arizona network.
  • No referral needed to visit a specialist from either network.
  • Annual out-of-pocket maximum protects you from exorbitant unforeseen medical costs.
  • No coverage for elective out-of-network services.

Standard Plan

Review the Standard Plan Summary of Benefits and Coverage document (PDF)

  • Flexibility to use both HonorHealth and Blue Cross of Blue Shield of Arizona networks.
  • Affordable co-pays and low co-insurance costs.
  • Wellness/preventive health visits covered at 100 percent.
  • Lower co-pays and co-insurance payments when using the HonorHealth network.
  • No referral needed to visit a specialist from either network.
  • Annual out-of-pocket maximum protects you from exorbitant unforeseen medical costs.
  • No coverage for elective out-of-network services.

Health Savings Account Plan

Review the Health Savings Account Plan (HDHP) Summary of Benefits and Coverage document (PDF)

The HealthEquity Health Savings Account is a tax-free way to plan ahead and save for qualified healthcare expenses, including medical services, prescription medications, dental care, vision care and other medical goods and services for you and your eligible dependents.

  • It’s popular with healthy individuals who have modest healthcare needs.
  • Wellness/preventive health visits are covered at 100 percent.
  • Annual deductible ($2,800 for an individual; $5,600 for a family) must be satisfied before the plan will pay for most healthcare and prescription drug costs.
  • Annual out-of-pocket maximum protects you from exorbitant unforeseen medical costs.
  • HonorHealth will match what you contribute to your Health Savings Account up to $500 for an individual; $1,000 for a family.

Out-of-state medical coverage

Regardless of the medical plan you choose, you and your eligible dependents have out-of-state medical coverage. Out-of-state coverage is administered by PHCS Healthy Directions. Find more information about the PHCS Healthy Directions (PDF) or call 800-678-7427 to find an out-of-state provider.


Preventive care services

Each HonorHealth medical plan covers at 100 percent the following preventive healthcare services when using an in-network provider:

  • Well woman, man or child exams.
  • Immunizations.
  • Routine physical exams.
  • Pre- and post-natal exams.
  • Birth control (vasectomy; tubal ligation; generic birth control pills and other prescription, FDA-approved contraceptives).